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Purchase Options:

Do you see some things that are perfect for your home? Get started online and we'll make it Easy.

Need a Payment that will work? WE SAY YES! Whether you choose to purchase with Zero Down No Credit Needed Financing, or one of our No Credit Check Lease Purchase Options, My Family Home Furnishings is here to help. Visit a store or take care of right here right now without you having to visit a showroom.

My Family Home Furnishings financing option

Exclusive In House No Credit Needed Program:

My Family Home Furnishings exclusive in house no credit needed option provides the opportunity to purchase high-quality furniture, appliances, electronics and more at a payment amount that can be afoorded with NO CREDIT NEEDED through our lease purchase options!

My Family Home Furnishings exclusive in house program offers the following benefits:

  • Free Delivery and Setup
  • Lease Purchase Agreement with No Credit Needed
  • No Long Term Obligation
  • Up to 6 Months Same as Cash
  • Easy to Apply
  • No Application Fee Required
  • Approvals up to $4,000
  • Terms up to 24 Months
  • Early Payoff Options
  • Easy Online Payments Available

To be considered, applicant must:

  1. Be 18 years of age or older.
  2. Have a valid government ID (ex. Driver's License).
  3. Have the ability to provide us with proof of income and proof of residency.

Our Lease Purchase option is a great choice if you're looking for a path to debt-free ownership that allows you to keep some cash on hand.

Apply with us now

If you have been redirected here from an order and you have completed the long order form you do not need to apply again.

Zero Money Down

Up to 36 months, with up to 12 months same as cash.

With Approved Credit

Our Lender understand loans are as individual as the people who apply for them. Personalized loan solutions to meet your unique needs. Payment terms for 24 to 36 months, with up to 12 months same as cash.

This is the perfect Option if:

  • You prefer monthly payments.
  • You have approximately $750 or more a month in disposable income.
  • You have had your current job for 2 years or more.
  • You have less than perfect credit.

Benefits include:

  1. Fixed rates, terms, and payments.
  2. Monthly payments that fit your budget.
  3. Simple process, fast response time.
  4. Local branches for personal service

Whenever you need extra money. We do our utmost to find you the best loan for your situation. Your individualized personal loan starts with trained professionals who provide the attention you deserve and the cash solutions you need. Dont Qualify, thats ok many people don't? So Don't Stress, My Family Home Furnishings can take care of you with our in House Payment solutions.
Don’t qualify, that’s ok many people do not. So, Don’t stress, My Family Home Furnishings can take care of you with our in House Payment solutions.

Apply with us now

*The advertised transaction is a consumer rental-purchase agreement. You will not own the merchandise until the specified weekly or monthly payments are made or the early payout option is exercised in full. "Total of All Payments" does not include applicable sales taxes or optional fees and other charges (such as late charges) that you may incur. *Ownership is optional. *Products may vary in rate and term. Items on this website may not be available: check your local stores for details. Initial payments may vary by promotion. Advertised payments based on Weekly/Monthly Terms and rates are subject to change without notice: see store for all current terms and availability. Merchandise advertised is new; products in store may be new or pre-leased. Total cost of ownership varies by product. All advertised offers good while supplies last. Setup of product does not include connecting gas or water. *Not responsible for typographical or printer error. *While we aim to present accurate and reliable information on this website, we do not endorse, approve or certify such information nor does it guarantee the accuracy completeness efficacy or timeliness of such information. The product images shown may represent the range of product, or be for illustration purposes only and may not be an exact representation of the product colours of products may also appear different to those shown on the site. We recommend that customers unfamiliar with the products please do visit your local store accordingly. Product packaging and material may contain more and/or different information from the website, including the product description, country of origin, nutrition, ingredient, allergen, and other information. Always read labels, warnings, and directions and other information provided with the product before using or consuming a product. For additional information about a product, please contact the manufacturer. We reserve the right to change any advertised price before accepting an order. Items with a previous price refer to prices we have previously sold the same product. All products are subject to availability and may be withdrawn at any time. If your order cannot be fulfilled you will be offered an alternative or given a refund for the unavailable product(s). **No-Hassle Guarantee terms are subject to change. See your contract for specific terms and conditions. No credit needed does not mean or imply that no inquiry will be made of credit history or creditworthiness. We may check past transactional history, but no established FICO score or credit history is necessary. Rental agreement requires, at minimum, verification of residence, income, and 4 personal references. 6 Months Same as Cash period ends 184 days after start of the new agreement. 4 Months Same as Cash period ends 123 days after start of the new agreement. "Free Same-Day Delivery" applies to in-store agreements completed before 4 p.m. for in-stock items and delivered to addresses within the normal service area of the store. Some exceptions may apply. Store services and maintains the merchandise while on rent; set-up does not include connection of gas appliances. See Store Manager for complete details. Competitor Price Match offer valid on new agreements only. Price match may adjust the weekly rate, term and/or total price to match our rent/lease to own competitor's advertised prices. The item must be the identical item, size, model number, quality and condition. The entire printed ad, online price or digital version of the ad must be presented for proof of competitor's price. The price of the item must be listed and valid at the time of price match. We reserve the right to verify a competitor's advertised price and the availability of the item. Offer valid on in-stock items only. For model upgrades, simply return the product you are currently renting and open a new agreement for another model. You can return your product and pause your payments. To restart an agreement on a returned product, we will retain your payment records for two years. Thereafter, simply bring in your last payment receipt for reinstatement. Beats, Beats by Dr. Dre and the circle b logo are registered trade and service marks of Beats Electronics, LLC. PS4 logo is a trademark of Sony and Xbox One logo is a trademark of Microsoft. Intel, the Intel logo, the Intel Inside logo and Intel Core are trademarks of Intel Corporation or its subsidiaries in the U.S. and/or other countries. Other trademarks, registered trademarks and/or service marks, indicated or otherwise, are the properties of their respective owners.